Is budgeting making you
White copas soccer cleats nike hypervenom 3 kids i understand being “frugal” at some times, in some situations, and with some things.
But does that mean or make you “cheap” with/for others?
My worry is that watching every dollar can make you so anal, that you can have hard time parting with them and become, we’ll for lack of a better word, cheap. One of those ppl who don’t tip we’ll, give crappy gifts, serve crappy food at parties, wear crappy clothes, never spontaneous.
I want to be financially responsible but am afraid that starting such “extreme” budgeting will make me one of white copas soccer cleats those ppl.
So I am honestly afraid going that road.
Did that happen to you,
I think white copas soccer cleats instead of being cheap, you should consider yourself responsible. white copas soccer cleats We have been frugal our entire lives nike hypervenom 3 kids since nike hypervenom 3 kids having kids in college, with bouts of less frugalness, but I would never consider us cheap.
Why do you have to buy each other presents for Vday? Why not cook a nice meal that feels more like a splurge.
As far as clothes, food, gifts. Any homemade food at a party will be way better than overpriced store bought party food, gift cards, even for less $ are still better received most of the nike hypervenom 3 kids time than a present, and if you don’t buy clothes every weekend, you can buy nice clothes a couple of times a year.
Totally just my opinion, and everyone has to do what makes them feel good! Good luck on your budget!
I think that is a valid concern. I have tried a more extreme budget for kids clothing; I know it’ll be difficult to spend that little. And I found myself with “cheap”looking items that were discounted in a consignment store. They seemed like great buys, and were we truly constrained by the budget, my kids would be clothed. However, I do prefer to take my kids out in outfits that do not look so cheap. and my clothing, yikes! But that’s complicated by my refusal to buy any more in my current size. I swear I will loose that baby weight.
Also, even in college, I did not like going to the movies or eating out because of the cost. It did not seem worth it. Sometimes I regret not being able to enjoy a nice meal because of they cost. That did not come from budgeting though; it’s part of my nature.
While I think becoming cheap is a valid concern, I think that staying reasonable about finances is more important. If you can only afford to be cheap, then you should be cheap. If you’re under budgeting a category and are unhappy, and have the wiggle room in the budget, then adjust you limits until you are comfortable. Budgets are for being responsible with your money, not a contest for who can spend the least.
I’d think not having a complete budget causes the problem you’re worried about.
This. And/or having a bad relationship with money to begin with. Growing up, all I heard was “We can’t afford abc” with everything. As it turns out, my parents COULD afford thingsthey were middle class, it’s just that it was their way of saying “We are choosing to spend our money on abc, But, after a steady diet of being told the middle class was dirt poor for 20 years, well, I had a super bad relationship with money.
Budgeting does not make us cheap. It makes us have priorities. Unfortunately, we don’t make enough to afford an upper class lifestyle. So, we spend where it’s important to us (vacations and private school) and we cut back everywhere else that we can. I’m also planning to retire from my day job when I’m 57. Personally, I would gladly exchange spending money on “things” to retire early and to take my kids to see Europe. But, that’s just how we roll.